▪Long term care costs have been increasing more than 10% each year with no end in sight.

▪75% of people 65 years of age will require some form of long term care within their lifetime.

▪The average length of stay in a nursing home is 2.44 years or 892 days.

▪The average cost of long term care in St. Louis metropolitan area is:

  • In-home care:$16 - $25/hour (depending on medical background)
  • Assisted living:$2,500 - $2,700/month
  • Nursing home:$168.70/day or $5,130/month

▪An average stay in a nursing home will cost $150,480 in today’s dollars.
             (892 days x $168.70/day = $150,480)

▪A 4 year stay would cost more than $250,000.

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